Important Information

Property Finance

	Residential	Commercial
Loan to Value	Maximum 70%	Maximum 75%*
Term	5 years plus	5 years plus
Typical property types	Freehold or leasehold (min 50 years)	Office Retail Light industrial Warehousing
Security	Residential properties, securities, cash	Property as above, securities, cash
Information/ requirements	Asset/ liability profile Personal profile Valuation Structural/ environmental survey Report on title Insurance	Collateral analysis Valuation Structural/ environmental survey Report on title Insurance Tenant assessment
Interest margin	1.25% Indicative	1.125-1.50% p.a.
Costs	Legal + valuation fees	Legal + valuation fees
Arrangement fees	0.25% Indicative	0.25% Indicative
Offshore Lending	Via Guernsey, subject to conditions	Via Guernsey, subject to conditions

*Higher loan-to-values considered subject to appropriate amortisation.

Schroder & Co. Ltd is authorised by the Financial Services Authority to administer, advise on, arrange (bring about) and enter into a regulated mortgage contract. Your home may be repossessed if you do not keep up repayments on your mortgage.

In relation to offshore lending, Schroders (CI) Limited does not have a place of business in the United Kingdom and is not authorised under the Financial Services and Markets Act 2000. All or most of the protections provided by the UK regulatory system will not apply and compensation will not be available under the UK Financial Services Compensation Scheme in respect of services provided by this company. This does not exclude or restrict any duty or liability that Schroder & Co. Ltd has to its customers under the Financial Services and Markets Act 2000.

Issued by Schroder & Co. Limited, 100 Wood Street, London, EC2V 7ER. Authorised and regulated by the Financial Services Authority.
For your security, communications may be taped and monitored.

Privacy Statement